Monday, July 1, 2013

Out Of The House & Homeless In Calgary




Well, the day finally arrived.  We moved the last of our stuff out of the house and the new owners took possession of our home last week.  We have had eight years of wonderful memories at the house and I was choked, as I glanced quickly into the mailbox for the last time, trying to hide the heavy heart I bore, as one of the two new owners bid me goodbye.


It was not all sad, as prior to leaving on the day before possession, we gave our very precious and comfortable king sized bed and double box spring mattress to a young single mom who could not afford a proper bed to sleep in. Her mom found our ad on Kijiji, and emailed us desperate to find something for her daughter to sleep on.  Good for you mom! we thought.  We told her we would keep the mattress until the very last day, and gave her a promise that her daughter could have the bed provided she arranged for the pickup. It was delightful so see the daughter's face as she entered our master bedroom when she saw what she was about to get for free from someone she had never met before.

Helping her with the bed, was her uncle, a short stocky man with searching eyes.  He came to help her load the bed up into a huge F350 that he had borrowed from his brother-in-law.  

As we were carrying the mattress downstairs, her uncle told me he had been a miner in Cape Breton, Nova Scotia for 30 years previously and that he and his wife had come west to seek out a new life in Alberta. He had the look of someone who had worked physically hard his whole life. He was a positive,friendly character short, and very stocky - not unlike the Character Gloin the dwarf (although not quite as hairy), the one in the movie The Lord of the Rings, the fellow with the Axe who helped Frodo find his way through the mountain.   

Sadly, he told me how shortly after his arrival out west, he lost his wife to Cancer.  My heart was heavy for him, and at the same time, it was saying to me...yes, we are right to make this move now, because if you wait too long, you may never do it.  

Uncle was here to help his niece.  Good for you Mr. Stranger!  It's people like you who always seem to put others needs ahead of their own, who keep this world together. It's wonderful to meet such colourful people, and for us, I am sure he won't be the last of many characters we will meet on our long road ahead on our way to secure a place in the sun.    

Last week we terminated Donna's Real Estate Brokers License, and in the next few days, after the final audit of our Brokerage Trust Accounts, it will be my turn to have my license terminated by the Real Estate Council of Alberta. Inevitably, we will renew them again in a couple of years so we do not lose the qualifications we have. It was too hard to obtain to let go.  We will need time to ensure this is what we want.

Once we left home, we took up residence in a very comfortable hotel, but after two days coming from 2600 sq.ft, to down to about 200 sq.ft., we felt a little cramped, so we moved to a newer hotel with larger rooms, not quite as comfortable, but a lot more spacious.  We ended up staying there for two nights then, we were offered a chance to stay at Donna's sister and brother-in-law's home.  It was nice of them to offer. 

We have moved again, this time to son Jason's home, where we will be until this coming Friday July 5th, when we will head out to Vancouver to hopefully meet up with the Consul General of Ecuador, so we can confirm we have all the papers expected of us when we arrive in Ecuador.  

As most of us know, the past two weeks was overshadowed by the terrible floods that took place in Calgary and many other places in Alberta, when around 100,000 people were evacuated to safety and made homeless by the floods that ravaged our towns and cities, the likes of which we have never seen before.  

Devastated by the terrible rain storms that left Calgary looking something like when Hurricane Katrina had left New Orleans,  many of these unfortunate folk seem to be living in a perpetual nightmare.  They have lost everything, furniture, personal items, pets etc.  Our hearts go out to them all in their hours of need, knowing that for some it will be either months or never, that they will re-enter their homes again.  

When I think of this, it brings to mind JFK's famous reflection on his inaugural address when he uttered the words, 'Ask not what your country can do for you, ask what you can do for your country', and in that spirit we have seen the outpouring of help from people all over BC and Alberta, who came to help. People who are stepping up to the plate to offer assistance to others they don't even know. Our hats go off to them all.  And let's not forget something else; Nature has yet again, demonstrated that it cannot and will not be controlled.

So to those of you who have said "wow big decision" to us in your emails when you discovered we were on the move to Ecuador, we say this.... Ours is but a simple task to relocate to South America.  Yes, it is difficult to sell all you have or let it go for a fraction of the cost, but the people left behind who have been affected by all this flooding are the people who need your thoughts, prayers and assistance.  They are the people who have to cope with ongoing hardship.  

As our careers in real estate draw to a close after 26 and almost 24 years respectively, we give thanks to the friends we have made from all walks of life and to those we have met on our travels and in the course of our businesses. We will treasure all the fond memories in the years to come.  We will be gone, but you will never be forgotten.  From the bottom of our hearts, we both say Thank You very very much for your trust and confidences.  

Some of you have promised to visit us in Ecuador once we have settled in.  It may be in Salinas or Manta or somewhere in between in the "Costa" Region overlooking the pacific or, it may be in Cuenca, 8500 ft up in the Andes, nevertheless, you will be welcomed with open arms.

I read the other day, there are over 1600 species of birds in Ecuador, and a small country like that produces over 10% of the worlds fresh fruit, and vegetables, and has many different species of flora and fauna.





Wherever it is we decide to put down roots, we can be reached by telephone, as we have just purchased a Magicjack Plus at Best Buy for $59.  It's a neat item that plugs into our Macbook, then you just hook up a telephone, choose a number and for $99 for five years, you can call anywhere in North America.  



The Chimorazo Volcano in Ecuador, The Furthest Point on Earth away from the Centre of the Earth.

We chose an Alberta, number with the new Alberta, area code (587), so if you wish to call us from now on, just dial our new number (587) 315-7413 and even though we are in Ecuador or in the USA, it will be just the same as you calling someone in Alberta (no long distance charges).


  

We will make a point of keeping in touch with you when we are there and also, we will hope to touch base with you when we come back on one of our visits to Canada, visits we will cherish when we have more time to spend with our kids and our grandchildren, in fact more time to spend with them than we would have had we stayed in Canada, because we would still have work commitments here.  

So onto the next stage or our trip.  Once we have had our Canadian documents approved, we will visit family in Parksville on Vancouver Island hopefully next week, spend some time with them, say our goodbyes then return to Calgary to pack up Items we want to take south to Mesquite from the storage locker and then we will head to our home in Nevada for a couple of months.  

Doing nothing in Mesquite will surely acclimatize us for the weather to come - Yesterday it was 54.4 degrees C in Death Valley in Nevada and not much cooler in Las Vegas and in Mesquite - that's even hotter than at the Equator where we will be living, but without the ocean breezes. 

We are going there first to wind down a bit and get used to retirement and living on a fixed income.
 
A picture of our Back Yard in Mesquite, Nevada

We will enjoy our yard, the two swimming pools at the rec. centre and of course, the weather, as long as it cools down somewhat.  If it doesn't we have air conditioning, good friends, cheap beer and a poker table to keep us all occupied.........oh and treadmills, weight machines, lots of local early morning walks before the heat of the day closes in.  All good to help us get back into shape.....no excuses now, after all, we are now officially retired.  

After a couple of months  in Mesquite, it will be a quick trip back to Canada to sell our last vehicle, then off to South America before the snow flies.

While we are in Mesquite, we will plan the next part of our journey; where to live initially to get some cover over our heads, the best place to learn Spanish is to live and mingle with the locals in full immersion so we will do that, but we have to find out where to shop, where to look for real estate, the geography of the land and all the other important stuff we need to take in to make some good decisions as to where to put down our roots which may take a year of travelling around and renting for a while.

Later on, we will plan trips to the other countries we have never visited, including Brazil, Argentina, Chile, Peru, Venezuela, Honduras, Belize, Uruguay, Paraguay, Panama, Bolivia and others too, if our health permits.  let's face it, we only live once.

As I approach my 65th birthday, it is important that we remember, that in Ecuador, I buy absolutely everything and every month at the end of the month, will be able to submit all my receipts to the government and I get the taxes rebated as a senior, so Donna will not buy anything as you have to show your Cedula (ID Card) if you are wanting the refund which is only available to people in Ecuador who are 65 years of age or older. 





One last thing.  If we get bored with retirement, we may even sell real estate down there as there is no licensing restrictions like there is up here.  Who knows what the future will bring?  

Have a great summer everyone. God bless you all and keep safe.  


Sunday, June 2, 2013

Some Thoughts On The Trip Ahead


Well Hello again:

It really doesn't seem that long ago that we were in the pairing down mode and I have to say, we still aren't quite there yet. however, the furniture is now all gone except a couple of chairs which a very good friend of ours has purchased and kindly allowed us to keep until pretty much the last day, plus we have a mattress to sleep on.  That's it 

Today, I would like to introduce you to where we are thinking of putting down roots.....we're not sure yet, but it's a starting point. Here is an over-view of Salinas.  It seems like a nice place and by the looks of it, there is lots to do and see all up the coastline.  We will be able to give you a better idea once we have arrived in the location but we are going to go up and down the coast between Manta in the North and Salinas in the south to see what the possibilities are before we make a decision as to where to put down our roots.  

We will also check out Quito, Ecuador's Capital and the second highest City in the world up in the Andes.  It lies at just under 10,000 ft above sea level.  The biggest drawback I see there however, is that the weather is unpredictable.  We will also head to Cuenca to check that city.  By all accounts it is nice, not quite as high as Quito,  but Cuenca still lies at about 8,500 ft. above sea level.

We have taken the liberty to give away our snow shovels (hope you don't mind) but we have been careful to ensure we have our Tilley hats in the suitcases.  That was prompted but a recent drive I took while having my sunroof open.  All of a sudden, after 10 minutes I felt that the top of my head was starting to turn red and even burn a little from the sun.  A quick glance in the mirror when I got home confirmed it....yup I'm thinning on top.  Tilley hats are thus in the suitcases for our trip south.

One of the things we want to do when we arrive in Ecuador is to explore the markets (mercado).  This is where we will see the very vibrant coloured items that the locals make and proudly present to the public in the local markets every day they can. 


With the growing season being year round in Ecuador, the market places will always be flowing with boxes and crates richly adorned with foodstuffs, fresh veggies and fruit.  I cannot wait to try my Spanish skills (all be they very basic at the present time) to see if anyone can understand me.  I know Donna will be doing her best in the language department too.   




This lifestyle change is going to be great fun I feel a couple challenges coming on though.  The first being the language.  Full immersion in Spanish is the only answer to overcome this one.  We are hoping to find a full Spanish Immersion programme for two or three days a week for the first six months, so we can quickly pick up the language.  We both feel that making the attempt to speak Spanish will earn us the trust and respect of the locals quicker than it would trying to have them understand our language and why should they anyway?  As they say, "when in Rome".  Hey! we aim to please.

A FEW FACTS ABOUT ECUADOR

It is estimated that the population of Ecuador in July, 2013, will be 15,439,000 which will place them in 67th spot for the most populated nations, behind the USA in third position behind China and India, Germany 16th, France and the UK running at 21st, and 22nd position respectively, Canada in 37th, and the Netherlands in 64th place.

Ecuador is about the size of Nevada in the USA.  The median age is estimated at 26.3 years.  The growth rate is estimated to be +/- 1.4% which equates to around 86th when compared to other countries of the world.  Life expectancy is 73.2 years for males and 79.25 years for females. As far as religion goes, 95% of the population is Catholic.

Photo: Village square in Cayambe Highlands, Ecuador

This is a shot of the Cayambe Market on the weekend.  Market days are a bit of an outing for these hard working people, a sort of social gathering too, where families meet up and spend time together.

It is now only 18 days until we give up possession on our home and we are out of here, so time is getting tight, but we will take it in our stride and be ready to hand over on the day.  

We will probably grab a room at one of the local hotels in Calgary until we settle our accounts, wrap up the trust account audit that is required by the Real Estate Council of Alberta, and then, with their permission, we can close down the Real Estate company.

Once that is done, we will head to our home in Nevada for a couple of months and think through, and plan the next phase of our journey which will of course be to head to Ecuador. 

Before that happens however, we will have to return to Canada to sell off our Jeep Grand Cherokee and a Ford F150 King Ranch Ecoboost to sell before we leave, then it's suitcases to the airport, and off we go.  Ecuador, here we come.......hopefully  

I believe our next blog in preparation for the trip will come from Mesquite.  We will head down there around Jun 23rd hopefully travelling via Yellowstone National Park in Wyoming.  Donna has never been to Yellowstone before, so we will have the traditional picture in front of Old Faithful, discover some of the wonderful springs and scenery around the park, then we we will overnight with friends in Star Valley Wyoming.  After that, visit some our other US friends who have an acreage just outside Huntsville Utah, not far from Ogden and Salt Lake City.  We may overnight with them then it's a six hour drive south to our Mesquite home for a couple of months where we will learn to live off a fixed income.  

I hope the link to Salinas works at the front end of this article.  I haven't quite worked out how to master these blogs yet, but just in case it does not work, here's the address to go to to watch a short YouTube video of Salinas. If it did not work, copy and past this link into your web browser.  It may work then. http://www.youtube.com/watch?v=-HuSnRAdupc

I promise I will get better at this.  It's just a learning curve.  

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Thursday, May 16, 2013

Paring Down to Two Suit Cases Each


So here we are.  The last of the furniture goes out the door next week and possession on our home is June 20th.  It's Box spring and mattress on the floor time.

You know, It is really strange staring at bare walls and watching the digital clock doing it's thing on the oven.......time is ticking by.  It was only this morning Donna said to me "I am getting excited now".  Me too! I replied.

Now is the hardest part.  Getting rid of clothes Hmm!  What to keep and what to give away.  It's a big deal.  I have five suits, hardly ever worn.......I won't use them again, so they may as well go to someone who is looking for employment, my size, and hasn't the money to equip themselves out in new clothes.  In any event, I can't see me hob-nobbing around the Amazon Jungle in a suit and tie, dress shoes, Tuxedo (dinner jacket for the British audience).  It's hard but necessary, and trimming your belongings down to two suitcases each is NOT as easy as it sounds, especially when you are approaching 65 years of age and have collected so many treasures, but is has to be done.

This week was spent at our storage space we have rented putting up shelves to handle the seven years of corporate files we are required to save for the two companies we owned in case Canada Revenue Agency decides to audit us later on.  

The space is filling up, but there will be room for what we absolutely cannot take with us this time around.  Family pictures, awards, certificates, medals etc. and stuff we just cannot part with without a great deal of thought behind it or that we just cannot sell but also cannot give away this time around.  

We will be coming back during the summer months to be with family and the grandchildren, so we will attempt to sell off the remaining articles then, but until that happens it's storage time for what we can get into an 8X12 storage locker.

One of the restrictions that the government of Ecuador places on permanent residents of the country is that for the first two years, we can only leave for a total of 90 days in each year. After that, we can be gone for up to 18 months without losing our permanent resident status.

I haven't got my documents back from the UK yet, confirming that I am the real person on the birth certificate and that my Military Pension is what is written on the papers.  Those items need to be Notarized, Legalized at the Foreign and Commonwealth Office in London and the need for those  documents to be Appostiled.....(more about that later), so we can get our other papers that originated in Canada in order - Marriage Certificate, two passport photos each or us, CPP, OAS documents verifying our pensions etc, our Criminal Background Checks done and copies of our Passports all need to be notarized and legalized here in Canada so we can drive out to Vancouver to meet with the Consul General of Ecuador (who has been incredibly helpful).  He's the guy that will give us the official go-ahead to proceed. 

If anyone is interested in finding out about living in Ecuador, we can point you to the right places so you can find out all about it.  Just let us know.  We are learning every day.  If you go as a pensioner for example, you must show and prove to the Consul General of Ecuador, you have the necessary funds to live on, which happens to be a minimum of $800 US per month plus a further $100 per month for each accompanying dependent. Oh, and by the way, you don't have to be 65 to go on a pensioners Visa.

It doesn't matter if you have over a million dollars in the bank - that won't cut it.  As the Consul General said to me the other day, you could go to a casino and blow that in a day and where would that leave the Ecuador Government.  No, it's guaranteed funds they are looking for.  Pensions, annuities, CPP, OAS, Private Pensions, Government Pensions are all OK, but they have to be notarized and legalized before any go ahead is given.  

Because Canada never joined in on the Haigh Convention back in 1948, where many countries agreed to adopt the apostille stamp as a recognition that the documents being used have been properly checked over.  Many countries signed on to the Apostille route, that an appostile in one country would be accepted in any other country who were a part of the agreement at the Haigh Convention.  Canada refused to be a part of it and so we Canadians have to jump through different hoops.  More about that once we have been through the process and are resident in Ecuador.

We are looking forward to the Spanish Immersion part of the exercise where for the first three months, we are going to attend full Spanish Immersion classes maybe twice or three times per week in order to get going in quick time.........More in a few weeks.

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